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There was a time when I cried every single time our paycheck hit our bank account and I realized that it wasn’t enough to cover our expenses and debt.
My stomach would be in knots every time I had to login to our online bank account.
My husband and I were living paycheck to paycheck, surviving on credit cards every single month.
At the end of every month, we wondered where our money went.
We had no savings, no emergency fund, no retirement fund and barely covered our minimum payments.
I thought there was no hope for us.
One day, when we decided that enough was enough, I sat and developed a plan and system for us to become debt free, grow our savings and take control of our finances for good.
Now, we have paid off our huge debts, we’re able to save $1500+ each month, we no longer depend on our credit cards and money is no longer a struggle. (using the same spreads from this binder)
I have designed this budget binder to help you take control of your finances too! This binder contains the exact spreads I created for our family when we initially decided to end our money misery once and for all!
I want to help YOU achieve your financial goals too!
Quick start user manual with instructions included, as well as easy headings and prompts to follow.
Undated budget spreads means that pages can be used over and over. This also means that you can start using it at any time.
Includes spaces for multiple sources of income. This binder can be used whether you budget alone or with your significant other.